Net Worth Calculator

Net worth is the one number that cuts through everything: what you own minus what you owe. Income tells you what flows in; net worth tells you what's actually accumulating.

Tracked once or twice a year, it's the clearest signal of financial progress — a rising net worth means you're building, regardless of what any single account is doing.

Cash & bank balances₹2,00,000
Investments (stocks, funds, PF)₹10,00,000
Property & real estate₹50,00,000
Other assets (gold, vehicles)₹2,00,000
Loans outstanding₹20,00,000
Credit card & other debt₹50,000
Net worth
₹43,50,000
Total assets
₹64,00,000
Total liabilities
₹20,50,000
Cash₹2,00,000
Investments₹10,00,000
Property₹50,00,000
Other₹2,00,000

How it works

  1. 01Assets are everything you own that has value — cash, investments, property, gold, vehicles.
  2. 02Liabilities are everything you owe — home loan, car loan, credit card and other debt.
  3. 03Net worth is assets minus liabilities. The donut shows how your assets are distributed.

Frequently asked

Should I include my home?+

Include its current market value as an asset and the outstanding loan as a liability. The net (equity) is what actually belongs to you.

My net worth is negative. Is that bad?+

Common early in life with student or home loans, and not a crisis by itself. Track the trend — as long as it climbs over time, you are moving the right way. Clearing high-interest debt is the fastest lever.

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