ROI Calculator

Return on investment tells you what you made relative to what you put in. But a raw ROI figure hides time: 50% over two years is excellent; 50% over fifteen is poor.

This calculator shows both — the total ROI, and the annualised rate that lets you compare it fairly against any other investment held for a different period.

Amount invested₹1,00,000
Amount returned₹1,50,000
Years held3 years
Total ROI
50%
Annualised (CAGR)
14.47%
Profit
₹50,000

How it works

  1. 01Total ROI = (returned − invested) ÷ invested × 100.
  2. 02Annualised return smooths that total into a per-year rate: (returned ÷ invested)^(1 ÷ years) − 1.
  3. 03For anything held longer than a year, the annualised figure is the honest one to quote.

Frequently asked

ROI or annualised return — which matters more?+

Annualised, whenever holding periods differ. Total ROI only compares fairly between two things held for exactly the same time.

Can ROI be negative?+

Yes — if you got back less than you put in. Both the total and annualised figures then show the rate of loss.

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